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Looking for something good to take away from the forced economic shutdown from Coronavirus-19? Although the shutdown crimped our lifestyle, it has had the benefit of forcing us to discover our minimal required spending. No travel, no eating out, noRead more
This post is a reprint of our newsletter sent to subscribers in June 2020. Stock market When the next massive event threatens the stock market, you should feel some comfort knowing that the government will step in and do everything itRead more
The following newsletter was originally sent to email subscribers on March 27, 2020. If you would like to receive my email newsletter once per quarter, please sign up here: Congress Spends $2 Trillion. It Won’t be Enough. Hello, I hopeRead more
I want to show you how to replicate the Vanguard Personal Advisor Services investments with another Vanguard offering, possibly saving you thousands of dollars per year. There is a certain allure to the Personal Advisor Services because Vanguard will investRead more
In February, I attended two days of insurance training in Clearwater Beach, Florida. I don’t sell insurance, but part of creating a comprehensive financial plan is understanding if clients are fully covered by their various policies. Two training sessions were on long term care insurance policies (LTCi). I came awayRead more
There is a class of stock funds marketed as being “less risky” than the general market. They are called low volatility or minimum vol. ETFs. I will compare three popular low volatility ETFs funds to the S&P 500 indexRead more
Andrew Marshall Financial, LLC can help you plan your retirement, so you are able to make a smooth transition.
Financial Planning Process The CFP board revised its Code of Ethics and Standards of Conduct effective October 1st 2019. Part of this revision was an update to the CFP™ Practice Standards for the Financial Planning Process. This revised process isRead more
Are Schwab Intelligent Portfolios® the best robo advisor for retirees? In this post I will explain why I think the answer is yes. Charles Schwab Inc. is a huge investment company known for offering low cost investments. They are the original discount broker. With their recentRead more
Christine Benz is very well known in retirement planning circles due to her work at Morningstar where she does retirement research on portfolio planning topics. She gave a talk to the American Association of Individual Investors (AAII) San Diego groupRead more
If you receive a pension, what stock allocation percentage should you use in your investment accounts? Every retiree or soon to be retiree needs to determine how much of their investments to place in stocks. The standard answer for retireesRead more
In this post I am going to show you a method for calculating your pension value. You can use these calculations to determine how much you would need in a retirement account (401(k)/403(b)/IRA) to safely withdraw an amount equal toRead more
What does a financial plan look like? (Updated 2022) In this blog post I am going to show you highlights of a sample financial plan for a couple approaching retirement. Each section of a financial plan from Andrew Marshall Financial,Read more
Last week I attended the IMN Global Indexing and ETFs conference in Dana Point, California. One excellent benefit of living in North County San Diego is that many investment and financial planning conferences come to San Diego or Orange County. Read more
The Best Method for Managing Your Own Retirement Investment Portfolio Your investment portfolio during retirement must be able to handle several issues. It must allow for withdrawals sufficient to cover your lifestyle It must increase enough to overcome inflation It mustRead more
