Financial Planning Pricing

Pricing Details

We charge an hourly rate of $360/hour. Examples of two common initial projects are shown below: a retirement plan or an investment withdrawal plan. Prices shown are usually the high-end of the range. There are no ongoing fees when you work with Andrew Marshall Financial, LLC. Future updates or questions are as-needed and charged the hourly rate at that time.

Retirement Planning

Single person: $4,800. Couple: $5,900.Two or more years from retirement.
  • Review current standing. Project ability to retire at future dates.
  • Recommend adjustments to improve finances between now and retirement.
  • Review all investment accounts and reallocate into a coordinated portfolio.
  • High-level review of optimal Roth conversion and withdrawal strategy.
  • Test paying off mortgage and other debt early.
  • Recommend best pension payment option.
  • Determine optimal Social Security claiming strategy.
  • Medicare / health insurance / long-term care in retirement.
  • Incorporate scenario of downsizing or relocating in retirement (if applicable).

Withdrawal Planning

Single Person: $6,200. Couple: $7,800.Confident you have enough money to retire.
  • Confirm ability to retire in near future.
  • Review all investment accounts. Reallocate for retirement longevity.
  • Determine maximum annual safe spending in retirement.
  • Tax-efficient withdrawal order from various account types.
  • Roth conversions - amounts and timing.
  • Integrated Social Security claiming strategy.
  • Instructions for portfolio rebalancing.
  • How to maximize legacy / inheritance to heirs.
  • Recommend options for cost-effective money managers (if applicable).
  • Incorporate rental real estate strategy (if applicable)

For comparison, a typical AUM financial advisor charges 1% of investment assets.  That means someone with $1 million dollars of investments pays fees of $10,000 each and every year.  A $2 million dollar portfolio would be $20,000/year, etc.  You can do the calculations for your own portfolio size.

 

To get started now:  Complete our Questionnaire and Schedule your Free, First Meeting