Federal employees, State employees, teachers, union workers, and others who have most of their net worth in their pension, their work retirement account (TSP, 403(b), 457, etc.), and their home equity are a perfect fit for the consultant financial planning service offered by Andrew Marshall Financial, LLC.
Conflict free
Fee only consultant style advice, rather than assets under management (AUM) fees, aligns us with pension employees. By not requiring you move your investments, a major conflict of interest is removed and therefore, we are free to give you the most open advice possible.
Decisions such as paying off your mortgage early or leaving your investments in the TSP/ 403(b)/ 457 may be the best for you. An advisor getting paid based on your account size has a motivation to not recommend those moves.
When Andrew Marshall Financial, LLC gives advice, it is in your best interest, not ours. We are a fiduciary, and we take that seriously.
No ongoing fees
Another issue with assets under management financial advisors is they charge ongoing fees, even if they aren’t giving you financial advice. With our financial planning, you pay only for what you need, when you need it.
As you approach retirement, adjusting your course once per year is usually a good idea. Once you start your pension, you may not need ongoing advice. More likely, you will settle into your retirement lifestyle and new routine. You may only need or want financial advice every two or three years. With Andrew Marshall Financial, LLC, you only pay for advice when you need it.
If you would like to discuss your financial concerns, please click here to Schedule your free, first meeting with us today.