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With mortgage rates at near record lows, now may be a good time for a mortgage refinance, especially if your rate is 4.5% or higher. Instead of starting a new 30 year period of debt however, have you thoughtRead more
The U.S. Treasury allows you to schedule your future estimated tax payments up to a year in advance using its EFTPS. This is a very handy service for people who have to make Form 1040-ES estimated tax payments in April,Read more
Yesterday I answered a press request asking about when is the best time to start saving for retirement. The standard answer is as early as possible. This comes from the idea that having more years to compound your returns willRead more
On my blog, one of the topics I like to cover is explaining how the personal financial advice industry works. Most people get financial advice from someone who is a salesman of insurance, annuities, mutual funds, and other products. YouRead more
