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Will your Social Security payments cover your retirement lifestyle? Do you plan to rely on Social Security for most of your retirement income? Most people have no idea how their future social security payments compare with their current income. IfRead more
Need more energy? Looking for less worry and stress in your life? Feel like you don’t have the time you used to? Well the solution may be to sell or donate a lot of your possessions. Just having possessions meansRead more
Social Security Survivors benefits are paid to widows, children, parents and ex-spouses of covered workers. The Social Security program actually consists of three benefit programs that make payments for various reasons. They are: Retirement benefits, Disability benefits, Survivors benefits. ThisRead more
With mortgage rates at near record lows, now may be a good time for a mortgage refinance, especially if your rate is 4.5% or higher. Instead of starting a new 30 year period of debt however, have you thoughtRead more
The U.S. Treasury allows you to schedule your future estimated tax payments up to a year in advance using its EFTPS. This is a very handy service for people who have to make Form 1040-ES estimated tax payments in April,Read more
Health Savings Accounts (HSA) are a smart way to establish an extra source of funds you can tap into to cover medical expenses later in life. You can use the funds immediately, but the true benefit comes after giving theRead more
Yesterday I answered a press request asking about when is the best time to start saving for retirement. The standard answer is as early as possible. This comes from the idea that having more years to compound your returns willRead more
